Effective Date: September 23, 2025
Last Updated: September 23, 2025
 

Welcome to Cirlo, an application owned and operated by Origin & Co (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of the Cirlo mobile application, our website, and related services (collectively, the “Services”).

By downloading, accessing, or using Cirlo, you agree to comply with and be bound by these Terms. If you do not agree, please do not use the Services.

1. Eligibility

• You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use Cirlo.

• By using Cirlo, you represent and warrant that you meet these requirements.

2. Use of Services

• You agree to use Cirlo only for lawful purposes and in compliance with all applicable laws and regulations.

• You may not use Cirlo in any manner that could damage, disable, overburden, or impair the app or associated systems.

• We reserve the right to suspend or terminate your access if you violate these Terms.

3. Intellectual Property

• All content within Cirlo (including text, graphics, logos, images, and software) is the property of Origin & Co or its licensors.

• You may not copy, reproduce, modify, distribute, or exploit any content without our prior written consent.

4. User Content

• By submitting content (e.g., stories, notes, audio, or other materials) to Cirlo, you grant Origin & Co a limited, non-exclusive, royalty-free license to use, display, and distribute that content solely for operating and improving the Services.

• You retain ownership of your content.

5. Subscription & Communication

• If you subscribe or provide your email within Cirlo, you consent to receiving communications from us, including updates, announcements, and offers.

• You may unsubscribe from marketing communications at any time.

• We will not sell or share your email with third parties for marketing purposes.

6. Privacy

• Your use of Cirlo is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

7. Disclaimers

• Cirlo is provided on an “as is” and “as available” basis without warranties of any kind.

• We do not guarantee that Cirlo will be error-free, secure, or uninterrupted.

• To the maximum extent permitted by law, we disclaim all warranties, express or implied.

8. Limitation of Liability

• To the fullest extent permitted by law, Origin & Co shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to your use of Cirlo.

• Our total liability for any claim shall not exceed the amount you paid us (if any) for using the Services.

9. Third-Party Links

• Cirlo may include links to third-party websites or services. We are not responsible for the content, policies, or practices of those third parties.
   

10. App Store Terms

• Your use of Cirlo may also be subject to the terms and conditions of the platform through which you download the app (e.g., Apple App Store or Google Play). In the event of a conflict between these Terms and the applicable app store’s terms, both may apply, and you agree to comply with all relevant app store requirements.

11. Termination

• We may suspend or terminate your access to Cirlo at any time, without notice, if you violate these Terms or misuse the Services.

12. Changes to Terms

• We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date.

• Continued use of Cirlo after changes constitutes acceptance of the new Terms.

13. Governing Law

• These Terms shall be governed by and construed in accordance with the laws of Missouri, without regard to conflict of law principles.

14. Contact Us

If you have any questions about these Terms, please contact us:
📧 hello@cirloapp.com